First off, this will be an actual blog. Over the past year or so this site somehow turned into an Amazon.com associate site, promoting all of their products. This was not my original intent when I created Debtslaying. The new and improved Debtslaying blog will return to all things related to helping you reduce your debt.

At one point in my life my family was in $40,000 of consumer debt, I know the burden that debt can cause and the stress it can put on your relationships. There is a light at the end of the tunnel and the change has to start with you. Anyway……. back the changes I’ve made and will continue to make.

What to Expect

There are 3 main area’s that I will be concentrating on and they are as follows:

1. Controlling the money that you already make. – It is amazing how much waste there is in our daily, weekly and monthly spending habits. I’ll be showing you how to spend your money wisely and save for the things you want instead of buying everything on credit cards (what a crazy concept?).

One thing to note though I am NOT a huge fan of frugal living. Getting excited about saving .50 cents on a $10 item is not my idea of time or money well spent. I will try and avoid the “buy your clothes at a thrift shop” type of posts.

2. Earning More Money- This has been a huge part of the debt slaying process for me and you don’t do it by delivering pizza. Which I did for 6 months before my daughter was born and it sucked, not to mention the weight gain.

Blogging on this site and my weight loss site make up a small but important percentage of my income. I’ll be showing you how you can start your own blog, get traffic, build relationships, make money etc, etc….all that good stuff. I am also working an ebook that will show you step by step how to start making a lot of online money from the ground up, it took me a long time to figure it out but it has been very rewarding. So stay tuned for that.

3. Avoiding scams, rip-offs and bad deals- There is a lot of crap on the Internet and you need to be careful in who you trust and what you do online. I enjoy peeling back the layers of a deal and showing people how things really work, what you actually are signing up for and why it’s important to stay away from them. 

Comments

In my misguided efforts to profit with Amazon I turned off all comments, basically losing touch with all my readers and other bloggers in this Finance/Marketing Niche. Comments are back on and I will hope to engage in some great discussions with you from this point on.  (No Spam please as I already get your emails for Viagra and great Biz ops from Nigeria)

2 Years and only 15 posts?

Where are all the previous posts? you maybe asking, well during the upgrade and move I kinda lost most of them. I managed to salvage a few of them but 80+ or so are gone for good. Not that big of a loss really and gives me a reason to start a new.

Lets Get Social

Let’s get social, social (sung to the tune of “let’s get physical” by Olivia Newton John but it doesn’t work so forget it). If you direct your attention to the sidebar under the “stay connected” heading you will see all the different ways to keep in touch with me and get updates on what I am working on.

Last But Not Least

Posting frequency has always been sporadic at best on both sites, but I am going to be aiming for regular weekly posts, you never know though it could be daily or every other day. I guess you’ll just have to keep coming back to check for updates or better yet sign up for email updates below.

Name.com is constantly changing their promo codes. While old ones expire they are replaced by new ones. So here is a list of the latest name.com promo and discount codes as of March 20th 2009.

Latest Name.com Promo Codes
Renew .com .net and .org domains for only $7.69 using promo code: NPENBY – No Longer Working

New .com and .org domains for $7.99 using promo code: LORENA – No Longer Working

Renew .com .net and .org domains for only $7.69 using promo code: SAUDADE

New .com and .org domains for $7.95 using promo code: IPANEMA – No Longer Working

That’s it so far. I will keep updating these codes as I find them. I have saved a ton of money on over 20 domains using these codes.

UPDATE:
These are working as of May 12th 2009

Save .99 off a new .com or .net domain using promo code: PIRIGUETE – This is no longer valid

Save .90 on renewals of .com or .net domains using code: EATATCHANS

Get a new .com or .net domain for $8.25 using coupon code: GREENBOW – This is no longer valid

Get a new .net domain for $7.25 using promotion code: HTESROB I used this 2 days a go to register huggiesdiapercoupons.net – This is no longer valid

*Update June 3rd 2009*

Get a new .net domain for only $7 using name.com promo code – parkhill – This is no longer valid

Save .59 on a new .com or .net using promo code – washpark – This is no longer valid

$8.20 for a new .com domain registration using name.com promo code – stapleton -This is no longer valid

Update September 2009

$8.19 for a new .com domain registration using name.com promo code – diptera

Renew your .com .net or .org domains for only $8.25 using name.com promo code – chilopoda

I’ll post more as I test them.

Enjoy.

I was surprised to learn that in the US some states don’t offer lump sum payouts on lottery winnings rather opting to go with a large one time payout. I guess it comes as no surprise that this opened the door for investment companies to come up with their own programs for capitalizing on lump sum lottery winnings and taking a chunk of the cash as profit.

With in our groups discussion we had a few questions about how the lump sum payouts actually work. I thought that I’d do a little research and find the answers myself. Below are the answers to our 5 questions about lump sum lottery winnings.

1. How much of the money do we get to keep, assuming a $1,000,000 winning?

Answer: I went online to get a quote from one of these investment companies and got a response back in 5 minutes, they really wanted my money. After a few questions they came back with the quote of roughly a 20% fee. That seems a bit high but I guess it is reasonable if they are forking out $800,000 cash. This is negotiable though as the lottery winners we are in control, there are many companies that what this kind of business.

2. Do we have to sell the whole amount all at once?

Answer: No, we can split up the lottery winnings payouts however we like. So we could sell 50% of the annual payments and still receive a large sum of the lottery winnings plus get monthly payments. The payment splits are really up to you and the investment people they seem to be pretty flexible.

3. What kind of fees hidden or otherwise are we going to have to pay?

Answer: Apparently none. The lender is responsible for dealing with the court fees and paperwork nothing else out of pocket for us. Sweet.

4. Can’t we just go to the bank and sell it to them?

Answer: Nope. They don’t do structured settlement payments. At least not at my bank, and my bank rep said most other banks won’t either as it is not a simple transaction. She also recommended that we get our own lawyer to go over the paperwork before signing anything. Smart lady, that’s why my money is with you 

5. What lottery#’s are we going to play to win all this money?

Answer: Quick picks, keeping track of everyones personal picks is a pain and so many people use the same low numbers (birthdays, anniversaries etc…) that you end up with a ton of duplicate numbers. Save your birthdays for your own personal tickets and keep them out of the group numbers.

There you have if folks, the low down on lump sum lottery winnings. I seriously hope you have to reference this info once you win the lottery, just not on the same draw as me :)